Post Office Calculators - PLI Calculator & RPLI Calculator

Post Office FD Calculator | PLI Calculator & RPLI Calculator Tools

Use our free and easy-to-use calculators including the PLI calculator, RPLI calculator, Post Office FD calculator. Post Office RD returns, MIS benefits, and compare various postal savings schemes with ease to accurately compute your postal life insurance premiums and maturity values.

PLI Calculators

PLI Santosh

PLI Endowment Assurance (Santosh)

Calculate premiums for the PLI Santosh plan.

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PLI Suraksha

PLI Whole Life Assurance (Suraksha)

Calculate premiums for the PLI Suraksha plan.

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PLI Suvidha

PLI Convertible Whole Life Assurance (Suvidha)

Calculate premiums for the PLI Suvidha plan.

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RPLI Calculators

RPLI Gram Santosh

RPLI Endowment Assurance (Gram Santosh)

Calculate premiums for the RPLI Gram Santosh plan.

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RPLI Gram Suraksha

RPLI Whole Life Assurance (Gram Suraksha)

Calculate premiums for the RPLI Gram Suraksha plan.

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Post Office Savings Bank (POSB) Calculators

Post Office RD

Post Office RD Calculator

Calculate your Recurring Deposit (RD) returns.

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Post Office MSSC

Post Office MSSC Calculator

Calculate your Mahila Samman Savings Certificate.

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Post Office MIS

Post Office MIS Calculator

Calculate your Monthly Income Scheme (MIS) returns.

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Post Office FD

Post Office FD Calculator

Calculate your Fixed Deposit (FD) returns.

Calculate

Explore PLI, RPLI, FD, RD & MIS: Post Office Investment Plans and Calculators

Post Office Investment Plans

India Post, a trusted institution with a history spanning over a century, provides a variety of financial schemes aimed at individuals seeking safe, government-backed investment avenues. Whether it's Postal Life Insurance (PLI), Rural Postal Life Insurance (RPLI), Fixed Deposits (FD), Recurring Deposits (RD), or the Monthly Income Scheme (MIS), these offerings are tailored to support different financial objectives—ensuring stability, security, and consistent returns.

Each scheme targets specific financial needs, whether you're planning for long-term security, regular income, or short-term savings. Gaining a clear understanding of these options and learning how to calculate your returns can help you make informed decisions. This guide covers the key features, benefits, eligibility criteria, and useful calculators for each scheme to help you navigate your investment journey.

Postal Life Insurance (PLI)

What Is Postal Life Insurance?

Launched in 1884, Postal Life Insurance (PLI) is India’s oldest life insurance program, operated by India Post. It offers not just life coverage but also bonus returns, making it one of the most secure and reliable investment options. Backed by the Government of India, PLI is ideal for individuals seeking long-term protection with guaranteed benefits.

Different Types of PLI Plans

PLI offers six unique policies designed to suit various life stages and financial needs:

Key Benefits of PLI

How to Apply for a PLI Policy

PLI Premium and Maturity Calculator

Easily Estimate Your PLI Premium and Returns:

Rural Postal Life Insurance (RPLI)

What Is RPLI and Why It Matters?

Rural Postal Life Insurance (RPLI) is a specialized life insurance scheme introduced by India Post in 1995, specifically crafted to provide low-cost, high-benefit insurance coverage to the rural population. As a government-backed policy, RPLI ensures financial protection for families in rural areas, combining affordability with long-term savings and security.

Top Features of RPLI Policies

Types of RPLI Plans Available

RPLI offers various policy types, each targeting different insurance needs of rural customers:

Benefits of Choosing RPLI in Rural Areas

How to Apply for an RPLI Policy

RPLI Premium Calculator: Estimate Instantly

Quick Steps to Calculate RPLI Premium and Maturity:

Post Office Fixed Deposit (FD) – Secure Investment with Guaranteed Returns

What is a Post Office FD?

The Post Office Fixed Deposit (FD), also known as the National Savings Time Deposit Account, is a government-backed savings scheme that offers guaranteed returns on your investment. Ideal for conservative investors, this FD ensures safety, stability, and a fixed interest income over a selected tenure ranging from 1 to 5 years.

Post Office FD Interest Rates and Tenure Options

Post Office FDs provide attractive interest rates based on the tenure:

These rates are revised quarterly by the Government of India and offer better safety compared to many private fixed deposits.

Key Benefits of Post Office Fixed Deposits

How to Open a Post Office FD Account

Post Office FD Calculator – Estimate Your Returns

How to Use the FD Calculator:

Post Office Recurring Deposit (RD) – A Smart Way to Build Regular Savings

What is a Post Office RD?

The Post Office Recurring Deposit (RD) is a government-backed savings scheme designed for individuals who want to grow their savings with small, consistent monthly deposits. This low-risk investment encourages financial discipline and guarantees a lump sum amount at maturity.

Key Features of Post Office RD

Benefits of Investing in Post Office RD

How to Open a Post Office RD Account?

Post Office RD Calculator – Estimate Your Savings

How to Use the RD Calculator:

Post Office Monthly Income Scheme (MIS) – Secure Monthly Returns

What is Post Office MIS?

The Post Office Monthly Income Scheme (MIS) is a government-backed savings scheme designed to provide a steady monthly income. Ideal for retirees, senior citizens, and conservative investors, MIS ensures regular interest payouts while keeping your capital safe.

Post Office MIS Interest Rate & Payout Details

As of the latest update, the Post Office MIS offers an interest rate of 6.6% per annum, paid monthly. The investment period is fixed at 5 years, and interest is credited directly to the investor’s post office savings account.

Key Features of Post Office MIS

How to Open a Post Office MIS Account?

Post Office MIS Calculator – Estimate Your Monthly Returns

How to Use the MIS Calculator:

Frequently Asked Questions (FAQ)

Postal Life Insurance (PLI) is one of the oldest and most trusted life insurance schemes in India. Launched by India Post in 1884, it provides both life insurance coverage and bonuses on the sum assured.

You can apply for RPLI either offline at your nearest post office or online through the India Post website by selecting your preferred RPLI policy.

Post Office FDs offer government-backed security, attractive interest rates, and tax benefits under Section 80C for 5-year terms. The principal and interest are guaranteed, making it a safe investment option.

You can calculate your RD returns using the Post Office RD Calculator, where you can enter your monthly contribution amount and the investment tenure to get an estimate of your maturity value.

The Post Office MIS is a savings scheme that provides a fixed monthly income for investors. It offers regular interest payouts, making it ideal for retirees or individuals seeking a stable source of monthly income.